The Access to Capital Accelerator Program (A2C) is a comprehensive program designed to help small business owners increase their chances of getting approved by the BBIC or Pathway Capital Funding. Through a combination of hands-on-coaching, financial guidance, and educational resources, the A2C bootcamp helps businesses develop financial readiness guidance in applying for funding.

Our Goal

• Facilitate qualifying and applying for funding for small, minority, and women -owned businesses.
• Increase the number of loans and the capital received by small businesses who traditionally experience barriers to funding
• Maximize jobs created in low-moderate income communities

Program Benefits

• Personalized coaching and support from experience financial professional who care about your success
• Educational resources to help you be understanding financial statements and using credit as an asset
• Practical guidance and tools to improve your chances of a successful loan application

Eligibility

• Your business can be a startup or growing business
• You must be dedicated to business and have a plan for startup or growth
• Your business cannot be in the following industries: Rideshare, Cannabis, Real Estate Investments, Transportation or Airbnb.
• Your business must be in Palm Beach County or the Treasure Coast of Florida

Course Outline

Session 1 - How to Write a One-Page Business Plan

1. Introductions
2. Understanding How the Loan Will Be Reviewed
3. How to write a One-Page Business Plan 

Homework Deliverable: Business Plan

Session 2 – How Much Funding Do I Need and Can My Business Afford It?

1. Financials and their Impact on Credit Decisions
2. Estimating Project / Start Up Expenses
3. Completing Financial Projections

Homework Deliverable: Uses of Funds, 3 Year Financial Projections

Session 3 – Utilizing Credit as an Asset

1. Completing a PFS to determining my Net Worth
2. Understanding the Impact of Credit on the Loan Decision
3. Soft Pull of Credit Report and Ways to Mitigate Poor Credit

Homework Deliverables: Personal Financial Statement, Letters of Explanation, Mitigating Documentation

Session 4 – Can I Get the Backup for That? Documentation and Forms

1. Corporate Documents
2. Business and Personal Banking Documentation
3. Identification
4. Equity Documentation
5. Personal and Business Tax documentation
6. Management Capacity Documentation
7. ACH Authorization
8. IRS Transcript Form

Homework Deliverable: Loan documents identified and supplied

Session 5 – Ready, Apply, Fund! Digital Application Submission

1. Review/Q & A of Prior Sessions
2. Introduction to the Black Business Loan Application in Lenderfit
3. Class Time to complete application and upload documents created and developed during the course
4. Graduation, Certificates and Next Steps

Course Deliverable: Completed application for funding with the Black Business Loan Fund